PIFF is an insurance trade association focused on advocacy before the Legislative and Executive branches of Florida government.  We devote the entire resources of the office to working with legislators, the Governor, members of the Florida Cabinet, and executive branch agency leaders to find common sense solutions to the problems facing Florida’s insurance markets. Here you will find information about our legislative and regulatory priorities, principles, and accomplishments.

ADVOCACY RESOURCES
2024 Legislative Priorities

The Personal Insurance Federation of Florida supports:

  • Full implementation of the historic reforms included in SB 2A and HB 837 — we urge the Legislature to stay the course on these reforms so they may have their intended effect in contributing to the health of the marketplace.
  • Reasonable changes to SB 7052 (2023) to remove unnecessary and burdensome regulatory provisions while still allowing appropriate accountability for insurers.
  • Efforts by the Florida Office of Insurance Regulation to improve the regulatory environment by streamlining rate and form review processes and removing unnecessary regulations.
  • Meaningful transparency and accountability for litigation financing arrangements.
  • Efforts to increase the positive impact of the My Safe Florida Home hurricane mitigation grant program, including additional funding for the program to serve more Floridians. Learn more in this issue overview.
  • Legislation that would make Citizens Property Insurance Corporation, intended to be Florida’s insurer of last resort, less competitive with the private insurance market.

The Personal Insurance Federation of Florida opposes:

  • Repeal of the Motor Vehicle No-Fault Law and its Personal Injury Protection (PIP) provision if it unfairly increases rates on low-income motorists and if it requires insurers to reimburse the same cottage industry of medical providers driving the high volume of PIP litigation today. Any repeal of the system must consider impacts on consumers.
  • Changes to the Florida Hurricane Catastrophe Fund that increase the risk of assessments on consumers and businesses.
  • Don’t harm the property market. Vote no on SB 1104 and HB 1149.
PIFF Policy Positions and News Releases

Lawmakers Expand My Safe Florida Home Program

PIFF Thanks Legislature for Prioritizing Recovery and Mitigation Efforts TALLAHASSEE, Fla. (Nov. 8, 2023) – In a state vulnerable to stronger storms, Florida lawmakers — during a special Legislative Session — prioritized measures to help homeowners prevent windstorm damage by strengthening their homes. Today, the Florida Legislature passed House Bill 1-C, legislation that bolsters the…

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Property Insurance Check Up: How Insurance Rates are Made

FOR IMMEDIATE RELEASE Property Insurance Check Up: How Insurance Rates are Made As Recent Legislative Reforms are Implemented, A Look at Rate-Making  TALLAHASSEE, Fla. (October 9, 2023) – As recently enacted property insurance and civil justice reforms are in the process of being implemented, the Personal Insurance Federation of Florida (PIFF) has released a resource…

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Florida Governor Signs Bill Fixing Cracks in Windshield Laws

FOR IMMEDIATE RELEASE Florida Governor Signs Bill Fixing Cracks in Windshield Laws Governor Ron DeSantis Signs Senate Bill 1002 TALLAHASSEE, Fla. (May 25, 2023) — Today, Florida Governor Ron DeSantis signed Senate Bill 1002 into law, fixing the cracks in the state’s auto glass laws. In Florida, a law meant to encourage drivers to repair…

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A Watershed Moment: Historic Civil Justice Reforms Now Law

FOR IMMEDIATE RELEASE A Watershed Moment: Historic Civil Justice Reforms Now Law Governor Signs Bill Tackling the Lawsuit Abuse Plaguing Florida for Decades TALLAHASSEE, Fla. (March 24, 2023) – Today, comprehensive legislation to address abusive litigation in Florida was signed by Governor Ron DeSantis. House Bill 837 passed the Florida Legislature Thursday afternoon with a…

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