We’ve all seen someone driving down the road distracted by their cell phone, food, or a GPS device. However, a recent survey of U.S. drivers reveals even more outlandish behavior happening behind the wheel. In an effort to discourage distracted driving in conjunction with National Distracted Driving Awareness Month in April, Harris Poll, on…
The chances of dying in a crash in a late-model vehicle have fallen by more than one-third in three years, and improved vehicle designs and safety technology have a lot to do with the continuing decline, according to a new report by the Insurance Institute for Highway Safety (IIHS). Among 2011 models—the most recent year included in…
Americans have a love affair with classic cars. From James Bond’s Aston Martin to Thomas Magnum’s red Ferrari 308 GTS, some were iconic in their time and have since gone on to become famous classics. Consider the ’69 Chevrolet Camaro SS, the ’66 Ford Mustang GT or the Pontiac GTO Judge. These and others have…
Taylor Swift sells out stadiums worldwide for her concert performances, and this country/pop princess knows what she’s gotta do to keep the cash ($64 million in 2014, according to Forbes) rolling in if an accident occurs. Insure her legs, of course. Outlets report that the 5’10” singer/songwriter insured her legs for $40 million this past week. Swift,…
A recent fire at a 16,000 square foot mansion on the waterfront in Anne Arundel County, Maryland, took the lives of six people including two grandparents and their four grandchildren. The cause of the fire, according to investigators, was a 16-foot tall Christmas tree that the owners left lit most of the time in the…
FOR IMMEDIATE RELEASE March 9, 2015 TALLAHASSEE, Fla. – The Florida Office of Insurance Regulation (Office) has eliminated early the last of a series of emergency assessments on property insurance policyholders in Florida used to pay off claims from the eight hurricanes of 2004-2005. The Office today issued an Order to the Citizens Property…
A new Google product, Google Compare, will be changing the way consumers purchase insurance in California. The comparison shopping site (think Kayak for car insurance) allows customers to input their zip code and other details and provides them with insurance rates for multiple insurers who are participating in the program. Consumers can then take the…
Standard homeowners policies generally cover a wide range of potential disasters, from tornadoes and windstorms, to fire and lightning strikes, to winter storm damage caused by weight of ice and snow. Most homeowners policies cover all the disasters listed below. Some policies provide coverage only for the first 10 listed. It is important to check…
What Is Covered by a Basic Auto Insurance Policy? Your auto policy may include six coverages. Each coverage is priced separately. 1. Bodily Injury Liability This coverage applies to injuries that you, the designated driver or policyholder, cause to someone else. You and family members listed on the policy are also covered when driving someone…
A standard homeowners insurance policy includes four essential types of coverage. They include: Coverage for the structure of your home. Coverage for your personal belongings. Liability protection. Additional living expenses in the event you are temporarily unable to live in your home because of a fire or other insured disaster. 1. The structure of your…