Residents should take the following steps prior to Hurricane Irma’s landfall:
- Gather enough food and water for your family, pets and other individuals that might be in your care during the disaster. Refresh the batteries in your flashlights, radios and other devices.
- Make copies of insurance policies and note hurricane deductibles. Secure these copies and additional resources in a safe place. Noting telephone numbers is important especially if the power goes out.
- Build your family plan today. Don’t wait to get a plan. Contact your local emergency management office to find out more about special needs shelters and what is required to register.
- Protect your home by properly securing it with plywood, shutters or other protective items. Remove all loose debris from the exterior of the property.
- Track Hurricane Irma via the National Hurricane Center. Note which emergency radio station you should tune into once the power goes out.
Protect Your Investment
Homeowners should also be cautious of unscrupulous vendors promising free roofs or other quick repairs following the storm. These vendors may state that signing an ‘assignment of benefits’ (“AOB”) is the only way to resolve an insurance claim without delay. However, an assignment is not required for work to begin, and the AOB will actually transfer all rights under the insurance policy from the homeowner to the vendor, leaving the homeowner completely removed from their own claim process.
To protect your rights, call your insurance company or agent before you sign any agreement.
Learn more about assignments by visiting Fightfraud.today.