Consumer needs drive our markets and are the highest priority of our member companies.  Because insurance is so critical to protecting your home, vehicles and family members, you need to know as much as possible about your options when purchasing a policy.  Consumer Corner is a place where you can find information about your insurance options, and read about insurance issues tailored to help you become a better educated policyholder.

CONSUMER RESOURCES
CONSUMER NEWS

Citizens Property Insurance Corporation (Citizens) Public Rate Hearing

The Florida Office of Insurance Regulation (Office) will conduct a rate hearing to receive public comment for Citizens’ proposed rate changes at 4:00 p.m. on Wednesday, August 23, 2017. The hearing will be held at Florida International University’s Kovens Conference Center (Biscayne Bay Campus) located in North Miami, Florida, and will be streamed live online…

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Tampa Bay’s coming storm

Story by Darryl Fears, Animations by Kolin Pope July 28, 2017 TAMPA BAY, Fla. — Mark Luther’s dream home has a window that looks out to a world of water. He can slip out the back door and watch dolphins swim by his private dock. Shore birds squawk from nearby nests in giant mangroves. He said it’s hard…

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National Insurance Awareness Day 2017

June 28 is National Insurance Awareness Day. While not nearly as fun as National Margarita or Take Your Dog to Work Day, today we urge you to take some time to think about one of the most important products you buy to protect yourself and your family. Take some time today to review your homeowner’s…

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Miami Neighborhood Considers Relocating Homes Amid Sea Rise Concerns

A mainland Miami neighborhood prone to regular flooding from high tides and storms could be relocated amid preparations for rising seas. Government officials are looking at redesigning the Shorecrest neighborhood by returning some areas to nature rather than reinforcing them with sea walls or other infrastructure. The Insurance Journal article acknowledges that allowing the seas…

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Three-day disaster preparedness sales tax holiday begins Friday

Florida Politics. Staff Reports May 30, 2017 The Florida Retail Federation has issued a reminder that the new disaster preparedness sales-tax holiday begins this week. Right in time for hurricane season, the state will waive sales taxes on purchases of emergency supplies starting at 12:01 p.m. Friday, ending at 11:59 p.m. Sunday. “Thanks to our…

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Assignment of Benefits abuse driving up cost of home, car insurance in Florida

ABC Action News Jackie Callaway 11:24 PM, Apr 19, 2017   Small business owner Mike Hinsch’s trouble started after a mobile glass business replaced the windshields in three work trucks.Hinch’s auto policy exploded from $16,000 a year to $22,000 over the windshield claim.This plumber had no idea the glass company hit his insurer up for…

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Keys Consider New Rules To Build Up And Away From Floodwaters

By NANCY KLINGENER  For decades, height limits have been a third rail in development discussions in the Florida Keys — nobody wanted to go near them. But more frequent flooding, the prospect of sea level rise and higher insurance rates are all leading to one conclusion in the low-lying island chain — build up. Key West…

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Even When You Have Flood Insurance, Sometimes You Will Still Lose

Tampa Bay Times, John Romano You do everything the right way. You buy flood insurance, even though you have no lender demanding it. You surround your doors with sandbags for the approaching storm. You evacuate just as local officials ask, even though you are hesitant to abandon the house you bought less than a year…

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